well, if you shoot him in the leg, like the original poster said, then he would probably be in sound state of mind...
well, if you shoot him in the leg, like the original poster said, then he would probably be in sound state of mind...
Consumer fireworks in your house justifies throwing out a claim on your homeowners???
What about:
an unlicensed pet
violations of the fire code
violations of the building code
overdue taxes
overdue library book
Would violating a law nullify claims on your automobile insurance?
For example: improper parking, following too close.
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I may not have gone where I intended to go, but I think I have ended up where I needed to be.
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Charter Member PTPG Fargo, ND
Quick yahoo search
Many homeowners assume they are covered for any type of accident that occurs around their home; however, whether or not you are covered for a fireworks accident depends on the circumstances. Insurance companies will probably not consider paying a claim if:
You have a state, county or municipal law/ordinance outlawing fireworks or if the law only allows professionals to operate them.
Your area does not allow the types of rockets used in the incident. Whether or not you purchased the fireworks legally elsewhere, the insurance company will not pay.
Your local law/ordinance requires a permit and you do not have one.
Insurance companies will not pay for damage under two general conditions: (1) you have violated the law or (2) circumstances could not be deemed accidental. A scenario in which some firecrackers in your home were set off when they were placed too near the barbecue would be accidental. If your teenager set a firecracker off on purpose, the certainty of coverage is far less clear and less likely
from
http://www.chooseindependent.com/documents/July4th.htm
Plenty of links to follow. All say the same thing...
And to Crazys question.....
Storing illegal fireworks would constitude an illegal act. Discussing illegal acts will get you banned.
You might also want to check out this thread.
http://www.pyrouniverse.com/forum/sh...ad.php?t=21139
I may not have gone where I intended to go, but I think I have ended up where I needed to be.
MEMBER PGI
Charter Member PTPG Fargo, ND
Don't lie....don't lie!!!! You know you've shot stuff in IL before.
Who hasn't? With a local permit of course![]()
"Firecrackers...the silent killer" - Troy McClure
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BTW...Just bustin your chops CrazySkyer...Good luck with the polititions.
"Firecrackers...the silent killer" - Troy McClure
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Member MPAG
So I have a claim on my homeowners policy for damage to my house,
and it turns out that my house had a violation of the city code,
so I "have violated the law" (city ordinance) ---
that would invalidate the claim???
For example, wiring not up to code -- that would invalidate a claim for fire damage???
For example, roof not up to code -- that would invalidate a claim for hail/storm damage???
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Short Answer - It could. They might not deny it, but from personal experiences involving a torn rotator cuff from an accident, insurance companies will use any excuse possible to not pay a claim.
How do you think they make money? It's kind of like Vegas, those pretty buildings aren't paid for by winners.
"Violating the law" in this context would mean damage resulting from or exacerbated by engaging in an illegal activity, defined by state law, enforced by police, court enforced penalties, including imprisonment.
If you blow up your garage cooking meth, don't think the insurance companies are going to pay.
That being said, here in FL the insurance companies now send out inspectors pretty much yearly, if they don't like the looks of your roof, you fix it or they drop you. Loose stuff laying around in the yard, get rid of it. Old shed? Demolish it. I've had/seen it happen.
If you have an electrical fire and they find out the wiring was not up to code (at the time your house was built), you bet they would try to deny the claim. And if your roof blew off and they found out your cousin Fred did it ignoring current building practices, ditto.
After hurricane Hugo in'92 and then Katrina, insurance companies have gotten VERY GOOD ad denying claims. When the "Good Hands" people show up, well, keep an eye on those hands...
I'm not going to bother arguing this issue with you. I suggest you do as I did and do a google search. I'm not an insurance salesman. I don't know the rules. I do know what my insurance policy said and I know what I read while researching the issue on the internet. EVERY site basically said the same thing.
I may not have gone where I intended to go, but I think I have ended up where I needed to be.
MEMBER PGI
Charter Member PTPG Fargo, ND
Rudy,
Just shot 2 of them. Not too bad of a whistle, actually pretty loud. Report is average though.
Had to wait for the FM to sign my permit![]()
"Firecrackers...the silent killer" - Troy McClure
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Sorry, I kept the FM too long looking at my mag. He was inspecting my rubbermade magazine that I use to store my artillery shells and fuse, I guess the hinge is a bit outdated, so I was forced to go with the snapping kind, maybe then hopefully, he'll sign my permit
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I'm also making this mag mobile to get to my shoot site as quick as possible, and if I have to transport my stash to a different location (for instance, my freind's house), it should work, right?, what do you guys think? If it looks ok, I could PM you the plans.
-PGI member
-DURKA DURKA
-peace through superior firepower
-crack doesn't smoke itself
Yea, you don't even need a drivers license to transport your stash, very useful, and waterproof for those rainy days![]()
-PGI member
-DURKA DURKA
-peace through superior firepower
-crack doesn't smoke itself
Just add some outriggers and slats to the BOB. And fenders on the recumbent, don't want the mag to get a mud stripe.
Is that a battery or a regular trunk bag?
-PGI member
-DURKA DURKA
-peace through superior firepower
-crack doesn't smoke itself
Ah - I thought it might be a battery for an electric conversion. After the next group buy, you might need one of these to pedal home.
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